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Cr£ditWho? The ICM's Services Directory – a new directory of product and service providers across the credit industry. To apply for inclusion in the directory visit www.icm.org.uk/creditwho or email brett.marlow@icm.org.uk.
 
 
 
 
 
 
ICM Online Services delivers a Virtual Learning Environment which is comprehensive, structured and cost effective. It is an open platform learning system comprising key benchmarking tools including calculators, quizzes, questionnaires, factsheets and dynamic roleplays to bring credit management to life. icmOS Lite is a streamlined version of the full icmOS system. It covers the major areas of Credit Risk Assessment and Collection Techniques.
 
 
 
 
The Institute of Credit Management (ICM) is the largest professional credit management organisation in Europe. It represents the credit profession across trade, consumer and export credit, as well as in related activities such as collections, credit reporting, credit insurance and insolvency.
 
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